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Why smiONE?

The smiONE Card gives you all benefits of a prepaid card without the need for a traditional bank account. You control how much you spend by how much you load on the card.

  • No credit check *
  • No traditional or existing bank account needed.
  • Reloadable with MoneyGram, Western Union and Direct Deposit

* This is not a credit card.



Add Money to Your smiONE Card

SMI card

Pay safely in stores

Use the card to make purchases anywhere Visa Debit cards are accepted. Cardholders can choose debit or credit payment type.

visa checkout

Pay simpler online

With Visa Checkout, cardholders can use a single login to pay online from any device at any online merchant where the Visa Checkout button is displayed.

Visit https://checkout.visa.com to sign up today!

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Get your tax refund faster than with a check *

It\'s as easy as 1-2-3 to load your tax refund to your smiONE card.

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*Based on the IRS stated time frames for receipt of tax refund after determination that refund is owed.



The smiONE™ Visa Prepaid Card is issued by The Bancorp Bank pursuant to a license from Visa U.S.A. Inc.

The Bancorp Bank; Member FDIC.

IMPORTANT INFORMATION ABOUT PROCEDURES FOR OPENING A NEW CARD ACCOUNT: To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens a Card Account. What this means for you: When you open a Card Account, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see a copy of your driver\'s license or other identifying documents.

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